Personal Cyber Security
Smarter Cyb@r Insurance for Families
We offer Australia’s first stand-alone cyber insurance product for families and individuals.
Be at your best with Emergence.
Cyber extortion (ransomware)
We bring together local businesses and provide events for networking. The better we know those working around us, the better all our businesses can be.
Identity theft
The unauthorised access to and use of your identity because of a cyber event to your home IT.
Hacking/Crimeware
Malicious or unauthorised home IT infrastructure access or malware that aims to gain control of systems.
Personal financial loss
Loss of funds due to cyber theft. Also includes charges or costs incurred by you due to sim-jacking or crypto-jacking.
Cyberbullying
Electronic communication through your home IT that targets your child or teenage family member with the aim of tormenting, harassing, humiliating or otherwise targeting them
Wage replacement benefit
Payment of lost wages as a result of taking unpaid leave in reponse to a cyber theft, sim-jacking, identity theft, cyberbullying or cyberstalking.
Cyberstalking
Malicious use of your home IT to stalk, abuse, control or frighten you.
Repair to e-reputation costs
The removal or mitigation of internet publications that defame your reputation.
Cyber Insurance for Families
Today, technology is part of our everyday lives. Whether it’s how we communicate, purchase items and/or coordinate our family’s busy schedule, we are heavily reliant on technology.
Our dependence on the internet, and the exponential growth of web-enabled devices and social media, has resulted in people being much more interconnected. And that’s introduced new risks into our homes and everyday lives that must be managed.
Emergence Personal Cyber Insurance is about more than the bits and bytes in your laptop, tablets and smart devices. It covers you, your family, your identity, your reputation, your money and your time (wage replacement) when a cyber event occurs.
As “tech’ continues to infiltrate our lives, protecting yourself and your family against cyber risks has never been more important. Take the time and make the effort: diligence makes a difference. And for extra peace of mind, make Personal Cyber Protection Insurance part of your household’s cyber risk mitigation and recovery strategy. Just in case….
Emergence Personal Cyber Protection Insurance includes:
Key features includes cover for cyber events such as:
✔ Malware
✔ Viruses
✔ Cyber espionage
✔ Denial of service attacks
✔ Cyber theft
✔ Identity theft, and more
Cyber event response costs:
✔ Credit and identity monitoring
✔ Cyber extortion (ransomware)
✔ Data restoration costs
✔ Data securing costs
✔ Legal costs
Beyond the technical side of cyber threats, social media can also become a breeding ground for anti-social behaviour. That’s why the product also responds to:
✔ Cyberbullying ✔ Cyberstalking ✔ Cyber harassment
Incident response solution
✔ 24/7/365 hotline
PREMIUM FUNDING
